Real estate appraisal services for homeowners in the city of Chippewa Falls and Chippewa CountyCheck out the top reasons Wisconsin homeowners use Sanborn Appraisal Services, LLC:
At Sanborn Appraisal Services, LLC, we understand the special needs of a customer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. But as a general consumer, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions. For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value judgement than yours.Challenge a property tax assessmentLet's say your home is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an expert appraisal from Sanborn Appraisal Services, LLC is your strongest weapon when challenging your property tax assessment.Need to remove PMI?PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Sanborn Appraisal Services, LLC, we're experts in helping consumers just like you rid yourselves of unwanted PMI insurance.Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. Not only can this be disadvantageous from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Sanborn Appraisal Services, LLC can help you reinstate your home equity line of credit with efficient appraisal.We Also Offer Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal? Sanborn Appraisal Services, LLC can help you with that. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your house. |
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